职务概要
| 职位种类 | 专业服务（咨询/金融/房地产/专业咨询）／金融 |
|---|---|
| 行业类别 | IT/通信/互联网／ 互联网服务/电子商务 |
| 职位类型 | 正式员工 |
| 招聘人数 | 1 |
| 希望入职时间 | - |
| 必须语言能力 |
日语 （精通-较多商务交流经验） |
| 希望具备的语言能力 | 英语、 |
| 工作时间 | 全职 |
| 福利待遇和带薪休假 | 薪酬与福利： 薪资架构：基本工资+语言补贴+绩效奖金+餐补 除五险一金以外，公司还提供： 1. 覆盖门诊和住院的商业医疗保险； 2. 除了国家法定休假外的15天带薪年假，工作满5年提供额外4个星期的带薪年假； 3. 教育支持，对工作超过6个月的员工，每年提供与工作相关的教育培训经费； 4. 对于入职满一年的员工，每年定期提供经费，用于员工配眼镜、牙齿保健和健身； 5. 新员工从入职当天开始带薪全职培训，包括产品和工作技能培训等；PayPal每年对在职员工提供工作技能提升培训及领导力培训，以及导师制度的长期培训计划 6. 公司不定期组织各种丰富有趣的员工活动，包括Toastmasters、Yoga、Basketball、Boxing Club等；每周提供免费下午茶；中秋、端午节员工礼包，以及员工生日礼券等。 |
详细工作内容
PayPal Underwriting is seeking a Senior Underwriter to join our team in Shanghai.
The ideal candidate must have strong business acumen and financial assessment skills and will have exemplary written and oral communication and collaboration skills. The ability to exercise sound judgment and be resourceful is imperative to success as a Senior Underwriter.
Core Duties
• Timely assessments of merchant credit risk over the merchant life cycle.
• Analyze financial and bank statements to assess credit worthiness and develop a view of merchant financial health and any risk to PayPal’s operations.
• Analyse a wide range of data - business models, credit scores, external & internal processing data, bank statements peer comparisons, etc. to develop a view on a seller’s risk profile & PayPal relationship.
• Estimate financial exposures to PayPal and assess the need for and extent of risk mitigation measures.
• Where necessary, assess PayPal acceptable use cases, regulatory & credit card compliance, and legal considerations with respect to a seller or industry.
• Develop a holistic view on both individual sellers and across industries, proposing appropriate recommendations to mitigate PayPal’s risk and manage seller experience.
• Communicate professionally and effectively with cross-functional stakeholders on risk insights and recommendations.
• Maintain accurate and thorough documentation and audit trails of underwriting assessments, reports, methodologies, etc. in a timely manner.
• Monitor seller performance across portfolio segments, as needed
• Evaluate and share feedback on data, tools, process and assessment methodologies for continuous improvement, aiding to develop & test solutions where suitable.
• Stay current on merchant industry trends that impact the Commercial Merchant segment
• Mentor and coach teammates and peers in work quality, deliver quality assessments, and help develop skills.
• Review teammates work and provide sign-off for decisions within authority level.
• Handle executive escalations for complex situations and high exposure cases as necessary.
• Facilitate or participate in special assignments or projects as needed and delegating efforts to teammates where applicable.
Experience:
• 4+ years of of relevant experience, in commercial lending, underwriting or credit risk assessment with experience in financial statement analysis, financial modelling, forecasting and valuation.
• Experience in financial statement analysis, modelling, forecasting and valuation
• Experience preparing financial reviews, interpreting financial performance and assessing credit exposure
• Experience in merchant risk review, and investigation.
• Experience collaborating and building productive relationships across multiple departments.
• Language fluency (read, write and speak) in Japanese will be a must.
简历投递：loquan@paypal.com
关于面试
联络人
PayPal 日语信贷审核
美银宝网络信息服务（上海）有限公司
24.0K 〜 27.0K RMB
